When planning for a loved one with disabilities, one of the most pressing concerns parents face is ensuring their child's long-term financial security after they're gone. A third-party special needs trust is an essential tool for protecting your child's access to government benefits while providing supplemental resources for their care. But how...
Protecting Your Loved One’s Future: The Essential Role of Special Needs Trusts
At Kathie Brown Roberts P.C., we understand that planning for a family member with special needs involves more than just good intentions—it requires specialized legal expertise to navigate the complex intersection of estate planning, disability law, and government benefits eligibility.
What Is a Standalone Third-Party Special Needs...Protecting Seniors from AI Voice Cloning Scams: What Every Family Needs to Know
The phone rings, and a familiar voice is on the other end—your daughter, your grandson, someone you love. They're crying, panicked, explaining they've been in an accident and desperately need money right now. Your heart races. Without thinking twice, you rush to help.
But the voice isn't real. It's...
Long-Distance Caregiving: Legal Tools for Managing Parent’s Affairs
When David's father fell and broke his hip in Utah, David faced a crisis from his home 2,000 miles away in Boston. His 82-year-old father needed immediate help managing medical decisions, paying bills, and coordinating care, but David couldn't just drop everything and move across the country. Without...
Platform Legacy Features: Your Digital Estate’s First Line of Defense
A dear friend of mine passed away unexpectedly, recently. His iPhone was locked; his family did not have the password. His social and financial world existed on the iPhone. When someone passes away, their family faces the daunting task of managing dozens of digital accounts—from email and social...
Utah Medicaid Waiver Programs 2025: Guide for Disabled Individuals
Understanding Utah Disability Waiver Programs in 2025
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Are you or a loved one seeking assistance for disability-related needs in Utah? Medicaid waiver programs provide crucial support that helps individuals with disabilities remain in their homes instead of requiring institutional care. This comprehensive guide covers everything you need...
Understanding Medicaid Asset Protection in 2025: What Seniors Need to Know
Why Medicaid Planning Matters Now More Than Ever
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As we move through 2025, many seniors and their families face a growing concern: how to afford long-term care without depleting a lifetime of savings. With nursing home costs in many areas now exceeding $10,000 per month, even substantial...
How does the SSA Calculate Rental Subsidies for SSI Recipients?
Understanding Rental Subsidies for SSI Recipients
If you receive Supplemental Security Income (SSI) and live in a household where the rent you pay is below fair market value, you may be receiving "in-kind support and maintenance" (ISM) in the form of a rental subsidy. This can impact your SSI benefit amount. Here's what...
Important Deadline for Business Owners/FinCen
As of January 1, 2024, many companies doing business in the United States must report information about their beneficial owners—the individuals who ultimately own or control the company—to the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN). Additional information is available at fincen.gov/boi. Subscribe to FinCEN Updates for future guidance documents.
Understanding Qualified Disability Expenses for ABLE Accounts: What You Need to Know
As a financial tool designed to help individuals with disabilities save money without jeopardizing their eligibility for crucial government benefits, ABLE (Achieving a Better Life Experience) accounts have become increasingly popular. One key aspect of these accounts is the concept of Qualified Disability Expenses (QDEs). In this blog post, we'll explore what...