When faced with a terminal illness or condition, more people than ever are choosing hospice care over starting or continuing expensive medical treatments. Hospice care is for patients who choose not to undergo specific treatments or when they are no longer effective. Instead, the focus is on the patient’s comfort and quality...
Category: Long Term Care
Planning Proactively
As we age, our likelihood of mental incapacity increases. After all, our bodies and minds deteriorate as we age. Mental incapacity could result from dementia, stroke, brain injury, or other illness. What is mental incapacity and in what ways can you plan to be best prepared for it?
What...Hybrid Long Term Care Insurance Policies, Right for You? Kathie Brown Roberts P.C.
A “hybrid policy” is a just that: a mix of standard life insurance policy with long term care benefits. Basically, in exchange for a hefty upfront investment, a consumer purchases an amount of long term care coverage. If long term care is not needed, the policy has a death benefit payable to the consumer’s...