Maria came to us on a Thursday afternoon, three days after her mother died suddenly of a stroke. Her mother had been the only other adult who ever helped care for Maria's nine-year-old son, Eli, who has severe autism and a seizure disorder and needs supervision every waking hour and much of...
Category: Special Needs Planning
Using Second-to-Die Life Insurance to Fund a Special Needs Trust
When planning for a loved one with disabilities, one of the most pressing concerns parents face is ensuring their child's long-term financial security after they're gone. A third-party special needs trust is an essential tool for protecting your child's access to government benefits while providing supplemental resources for their care. But how...