When planning for a loved one with disabilities, one of the most pressing concerns parents face is ensuring their child's long-term financial security after they're gone. A third-party special needs trust is an essential tool for protecting your child's access to government benefits while providing supplemental resources for their care. But how...
Category: Community News
Protecting Seniors from AI Voice Cloning Scams: What Every Family Needs to Know
The phone rings, and a familiar voice is on the other end—your daughter, your grandson, someone you love. They're crying, panicked, explaining they've been in an accident and desperately need money right now. Your heart races. Without thinking twice, you rush to help.
But the voice isn't real. It's...
Vetting Hospice Providers
When faced with a terminal illness or condition, more people than ever are choosing hospice care over starting or continuing expensive medical treatments. Hospice care is for patients who choose not to undergo specific treatments or when they are no longer effective. Instead, the focus is on the patient’s comfort and quality...
Medicare Open Enrollment 101
Know your options and get free help...
Medicare’s open enrollment period is the time for you to review your plan options and make any changes to your Medicare coverage.
Maybe you have a new prescription that is not covered by your current drug plan or you...
Giving to the Next Generation
From self-expression to self-direction, there are countless ways for older adults to stay engaged and give back to others at the same time. Some of the most rewarding ways to express yourself and contribute to your community involve passing on experiences, wisdom, and skills to the generations that follow.
Why Everyone Should Plan for Long-Term Care
According to ACL.gov, research suggests that most Americans turning age 65 will need some form of assistance with everyday activities, known as long-term care, as they grow older. The amount of care needed will depend on many variables, including overall health, cognitive functioning, and home environment.
Age is a...
Adult Day Care Primer and Considerations
Adult Day Care Centers are designed to provide care and companionship for seniors who need assistance or supervision during the day. The program offers relief to familymembers or caregivers and allows them the freedom to go to work, handle personal business or just relax while knowing their relative is well cared for...
In-Kind Support and Maintenance Calculations May Soon Exclude Food
The Social Security Administration (SSA) has proposed a rule change that would omit food from the in-kind support and maintenance (ISM) calculations used to determine Supplemental Security Income (SSI) eligibility and payment amounts.
This proposed rule change is intended to simplify the rules by making them less cumbersome to...
Able Accounts Versus Special Needs Trusts
If you have a child with disabilities, it is crucial to set money aside for the child’s future. At the same time, you need to consider your child’s access to public benefit programs such as Medicaid and Supplemental Security Income (SSI), as well as the state and federal tax...
Difference between Medicare and Medicaid
Medicare and Medicaid are two different government programs for healthcare. It is important to understand the difference between them. Here, we will discuss how the program benefits differ, how eligibility for each program is established, and discuss some recent news pertaining to each program.
Medicare vs. Medicaid – What...